Art Money
Buyer's Premium

Pay over time when negotiating prices or buying at auction, for a flat monthly fee.
Coming soon to the UK
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Notify Me
when Buyer’s Premium is available in the UK
or see the Buyer's Premium Calculator
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Pay over time

Flat monthly fee

Perfect for negotiated prices and auction purchases

Purchase from any art seller globally

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How it works
in 4 simple steps

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1
Apply for Art Money
Apply in 5 minutes. Get approved in real time.
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2
Find an artwork you love
From any art seller or auction house globally, online or in person.
A phone with a screenshot of the Art Money website
3
Art Money it.
Confirm your purchase with the seller and provide Art Money with your invoice and artwork details. Accept our offer online.
A minimum 10% deposit, payment 1 is paid to either the seller or Art Money.
Belinda walking down the stairs
4
Enjoy!
The artwork is yours today! The balance will be automatically deducted monthly, including a flat monthly Buyer’s Premium fee. You'll pay the remaining balance including Buyer’s Premium fee over equal monthly payments.
Buyer's Premium
Purchase from any art seller globally, for a flat monthly fee
Join over 7,999 Art Money collectors, globally.

Art Money
Buyer’s Premium calculator

Enter the invoice price for your purchase to compare monthly and total payment options.
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6 Months
Monthly repayments
$1,911.11
Your total repayment
$10,555.55
Monthly Buyer's Premium fee
$111.11
Your total Art Money Buyer's Premium fee
$555.55
No. monthly repayments
6
Pay over 6 months
Select 6 months
See full breakdown
10 Months
Monthly repayments
$1,911.11
Your total repayment
$10,555.55
Monthly Buyer's Premium fee
$111.11
Your total Art Money Buyer's Premium fee
$555.55
No. monthly repayments
10
Pay over 10 months
Select 10 months
See full breakdown
18 Months
Monthly repayments
$1,911.11
Your total repayment
$10,555.55
Monthly Buyer's Premium fee
$111.11
Your total Art Money Buyer's Premium fee
$555.55
No. monthly repayments
18
Pay over 18 months
Select 18 months
See full breakdown

Why you’ll love Art Money

Feel good about buying art

Spreading the cost of your purchase over time means you can buy the art you love responsibly and guilt free.

Be ready to move quickly

With a pre-approved art budget and cash flow sorted, you’re ready to move quickly when you find the art you love.

It’s fast, easy and secure

By using leading edge technology including encryption and face biometric ID so we know it’s you, your data is always kept secure and confidential.

Of the art world, for the art world

We’re a founder led art fintech backed by Christie’s Ventures and 135 early stage investors; supporting artists and a sustainable creative economy.

We’re here to help.

Read our FAQs.

What is the difference between Art Money Interest Free & Art Money Buyer’s Premium?

Art Money Interest Free enables you to buy from 1,900+ partner galleries globally in 10 monthly payments, interest-free.

Art Money Buyer’s Premium enables you to buy from any art seller globally and pay over time for a flat monthly fee. Commonly used by collectors when negotiating prices or buying at auction.

What is Art Money Buyer’s Premium?

Art Money Buyer’s Premium enables you to enjoy the art you love today and pay over time, for a flat monthly fee.

Commonly used by collectors when negotiating prices or buying at auction from art sellers globally. Art Money pays the art seller up front, whilst you pay over time.

How does Art Money Buyer’s Premium work?

1. Apply for Art Money
Apply in 5 minutes. Get approved in real time.

2. Find an artwork you love
From any art seller or auction house globally, online or in person.

3. Art Money it.
Confirm your purchase with the seller and provide Art Money with your invoice and artwork details. Accept our offer online. A minimum 10% deposit, payment 1 is paid to either the seller or Art Money.

4. Enjoy!
The artwork is yours today! The balance will be auto deducted monthly, including a flat monthly Buyer’s Premium fee.

Where can I use Art Money Buyer’s Premium?

Art Money Buyer’s Premium can be used at any art seller globally, including any of our 1,900+ partner galleries that offer Art Money Interest Free as well.

Art Money does carry out due diligence for every seller who will need to meet industry requirements. (For example private sales from collectors are not currently facilitated).