Art Money
Buyer's Premium

Pay over time when negotiating prices or buying at auction, for a flat monthly fee.
Coming soon to the UK
Notify Me
Notify Me
when Buyer’s Premium is available in the UK
or see the Buyer's Premium Calculator
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Pay over time

Flat monthly fee

Perfect for negotiated prices and auction purchases

Purchase from approved art sellers globally

Headshot of Belinda
A woman looking at artwork
A phone with a screenshot of the Art Money website
Belinda walking down the stairs

How it works
in 4 simple steps

Headshot of Belinda
1
Apply for Art Money
Apply online.
A woman looking at artwork
2
Find an artwork you love
From approved art sellers or auction houses globally, online or in person.
A phone with a screenshot of the Art Money website
3
Art Money it.
For approved collectors, sign in to your Art Money account. Create a Buyer's Premium purchase, and accept our offer online. A minimum 10% deposit, payment 1 is paid to either the seller or Art Money.
Belinda walking down the stairs
4
Enjoy!
The artwork is yours today! The remaining balance will be automatically processed monthly, including a flat monthly fee.
Buyer's Premium
Purchase from any art seller globally, for a flat monthly fee
Join over 8,000+ Art Money collectors, globally.

Art Money
Buyer’s Premium calculator

Enter the invoice price for your purchase to compare monthly and total payment options.
The first payment must be a minimum of $1000
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6 Months
Monthly payments x 5
$1,911.11
Your total repayment
$10,555.55
Monthly Buyer's Premium fee
$111.11
Your total Art Money Buyer's Premium fee
$555.55
Pay over 6 months
Pay over 6 months
10 Months
Monthly payments x 9
$1,911.11
Your total repayment
$10,555.55
Monthly Buyer's Premium fee
$111.11
Your total Art Money Buyer's Premium fee
$555.55
Pay over 10 months
Pay over 10 months
18 Months
Monthly payments x 17
$1,911.11
Your total repayment
$10,555.55
Monthly Buyer's Premium fee
$111.11
Your total Art Money Buyer's Premium fee
$555.55
Pay over 18 months
Pay over 18 months

Why you’ll love Art Money

Feel good about buying art

Spreading the cost of your purchase over time means you can buy the art you love responsibly and guilt free.

Be ready to move quickly

With a pre-approved art budget and cash flow sorted, you’re ready to move quickly when you find the art you love.

It’s fast, easy and secure

By using leading edge technology including encryption and face biometric ID so we know it’s you, your data is always kept secure and confidential.

Of the art world, for the art world

We’re a founder led art fintech backed by Christie’s Ventures and 135 early stage investors; supporting artists and a sustainable creative economy.

We’re here to help.

Read our FAQs.

What is the difference between Art Money Interest Free & Art Money Buyer’s Premium?

Art Money Interest Free enables you to buy from 2,000+ partner galleries globally in 10 monthly payments, interest-free.

Art Money Buyer’s Premium enables you to buy from approved art sellers globally and pay over time for a flat monthly fee. Commonly used by collectors when negotiating prices or buying at auction.

What is Art Money Buyer’s Premium?

Art Money Buyer’s Premium enables you to enjoy the art you love today and pay over time, for a flat monthly fee.

Commonly used by collectors when negotiating prices or buying at auction from approved art sellers globally. Art Money pays the art seller up front, whilst you pay over time.

How does Art Money Buyer’s Premium work?

1. Apply for Art Money
Apply online.

2. Find an artwork you love
From approved art sellers or auction houses globally, online or in person.


3. Art Money it.
For approved collectors, sign in to your Art Money account. Create a Buyer’sPremium purchase, and accept our offer online. A minimum 10% deposit, payment 1is paid to either the seller or Art Money.


4. Enjoy!
The artwork is yours today! The remaining balance will be automatically processedmonthly, including a flat monthly fee.

Where can I use Art Money Buyer’s Premium?

Art Money Buyer’s Premium can be used at approved art sellers globally, including any of our 2,000+ partner galleries that offer Art Money Interest Free as well.

Art Money does carry out due diligence for every seller who will need to meet industry requirements. (For example private sales from collectors are not currently facilitated).