Website privacy policy

Using This Website Generally

Version 1.1: 3 April 2019

Art Money Pty Ltd
ABN 65 168 905 388
Australian Credit License 470221
20 Meagher Street
Chippendale, NSW 2008
Tel 1300 31 66 11

Art Money Pty Ltd (ABN 65 168 905 388) (Art Money) is committed to complying with its obligations under the Privacy Act 1988 (Cth) (the Act).

The Act allows personal information to be collected, used and disclosed for the purposes for which it was collected in accordance with the Act. This privacy policy and collection notice only applies to the extent Art Money collects, uses and discloses personal information in connection with this website.

Art Money also has a privacy policy and collection notice that details its privacy policy and collection information in connection with its credit related activities. Customers of Art Money (including prospective customers of Art Money) can access a copy of that privacy policy and collection from this website as well as during the loan application process.

This privacy policy and collection notice may be revised and/or updated from time to time and may subsequently notify users of any changes to the privacy policy and collection notice by posting the revised/updated privacy policy and collection notice on this website.  Any changes to the privacy policy and collection notice take effect on the date on which the revised/updated privacy policy and collection notice is posted to this website.

Information disclosed

Art Money will use and disclose personal information only for the purposes for which it is collected in accordance with the Act, including:

• By providing participating Art Galleries with relevant information relating to their limited functions in identifying art work (that is being funded by an Art Money loan) being purchased by a customer and identifying the customer for Art Money (Art Galleries that access the gallery section of this website are already registered with us);
• maintaining and updating our records;
• allowing use of personal information in a controlled manner by entities distributing information relevant to Art Galleries and any other users (if any) of the website;
• providing services and customer support, including service updates;
• comparing information for accuracy, and verifying it with third parties; and
• providing information as authorised or required by law or a relevant government body or authority.

Anonymity

General users of the website do not need to disclose their identity to Art Money in order to use this website. This website does not therefore collect personal information about people who generally access the website except in the circumstances described above.

However, if a user of the website is an Art Gallery wishing to login and access the gallery services made available via the website then that user will not be able to maintain anonymity for the purposes of accessing these parts of the website.

Art Gallery access to the website

Access to the gallery only sections of the website that require use of a unique login and password are restricted to current registered Art Galleries. If the Art Gallery does not use their unique login and password they will not be able to access these services.

Art Money collects and uses personal information obtained via this website to assist Art Galleries and to provide the services made available via the website.

Cookies

A cookie is an electronic token that is passed to the user’s browser which passes it back to the server whenever a page is sent to the user. Art Money servers may generate cookies which are used to keep track of the pages users have accessed while using the website. The cookie allows, inter alia, users to page backwards and forwards through the website and return to pages they have already visited. The cookie exists only for the time the user is on the Art Money server.

When users visit this website, Art Money’s server may log certain information including, the type of browser and operating system the user is using; the top level domain name (for example .com, .net, .au, etc); the address of the referring site (for example, the previous site visited); the server's IP address; the date and time of visit, and the address of the pages accessed and the documents downloaded. This information is generally only for internal statistical analysis and system administration purposes.

Any other information supplied to Art Money (for example if a user sends an email or enters any personal information into the Art Money website) is treated in accordance with this Privacy Policy.

Information security

Art Money takes reasonable steps to protect all information it holds (including personal information) from misuse, loss, and unauthorised access, modification or disclosure.

Art Money may store information about you in cloud or other types of networked or electronic storage. As electronic or networked storage can be accessed from various countries through an internet connection it is not always practical to know in which country information about you may be held.

Where appropriate Art Money uses secure transmission facilities. However, no transmission of information over the internet can be guaranteed to be completely secure and we do not warrant the security of any information transmitted to us over the internet.

Links to other websites

This website may contain links to other websites. Art Money is not responsible for the privacy practices or the content of those websites. This Privacy Policy does not extend to those linked websites.

Marketing and opt-out

Art Money may also use the information including personal information provided by an Art Gallery for marketing and research purposes, to analyse and improve products, benefits and services and to inform an Art Gallery of products and services provided by Art Money, its related entities or preferred suppliers which Art Money consider may be of value or interest to the Art Gallery, unless the Art Gallery tells Art Money or has previously told Art Money not to. If an Art Gallery does not wish to receive any information about such products and services they can contact the Privacy Officer.

Accessing your Personal Information

Users of the website whose information Art Money either collects, uses or discloses have the right to request access to any personal information held by Art Money which relates to them, unless Art Money is permitted to withhold that information. Art Money may charge a fee where access to personal information is provided. Any requests for access to a user’s personal information should be made in writing to the Privacy Officer (specified below). The user also has the right to request the correction of any personal information which relates to them that is inaccurate, incomplete or out-of-date.

If the user requires any further information about the Art Money’s management of personal information or has any queries or complaints, they should contact:

The Privacy Officer
Art Money Pty Ltd
Address: 20 Meagher Street, CHIPPENDALE NSW 2008
Telephone: 1300 31 66 11
Email: privacy@artmoney.com.au

Acceptance of this Privacy Policy

By using this website, accessing any of Art Money’s services or features, the user acknowledges having read and understood this Privacy Policy and the permissions to collect, use and disclose personal information, and the user authorises Art Money to collect, use and disclose, in accordance with the Act, the personal information for the purposes specified in this Privacy Policy.

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Using This Website Generally

Version 1.0: 6 November 2015

Art Money New Zealand Limited
NZBN 9429042003243
PO Box 106-634

Auckland City 1143

New Zealand

Tel 0800 004 682

Art Money New Zealand Limited (NZBN 9429042003243) (Art Money) is committed to complying with its obligations under the Privacy Act 1993 (the Act).

The Act allows personal information to be collected, used and disclosed for the purposes for which it was collected in accordance with the Act. This privacy policy and collection notice only applies to the extent Art Money collects, uses and discloses personal information in connection with this website.

Art Money also has a privacy policy and collection notice that details its privacy policy and collection information in connection with its credit related activities. Customers of Art Money (including prospective customers of Art Money) can access a copy of that privacy policy and collection from this website [http://www.artmoney.com/nz/credit_privacy_policy] as well as during the loan application process.

This privacy policy and collection notice may be revised and/or updated from time to time and may subsequently notify users of any changes to the privacy policy and collection notice by posting the revised/updated privacy policy and collection notice on this website.  Any changes to the privacy policy and collection notice take effect on the date on which the revised/updated privacy policy and collection notice is posted to this website.

Information disclosed

Art Money will use and disclose personal information only for the purposes for which it is collected in accordance with the Act, including:

• By providing participating Art Galleries with relevant information relating to their limited functions in identifying art work (that is being funded by an Art Money loan) being purchased by a customer and identifying the customer for Art Money (Art Galleries that access the gallery section of this website are already registered with us);
• maintaining and updating our records;
• allowing use of personal information in a controlled manner by entities distributing information relevant to Art Galleries and any other users (if any) of the website;
• providing services and customer support, including service updates;
• comparing information for accuracy, and verifying it with third parties; and
• providing information as authorised or required by law or a relevant government body or authority.

Anonymity

General users of the website do not need to disclose their identity to Art Money in order to use this website. This website does not therefore collect personal information about people who generally access the website except in the circumstances described above.

However, if a user of the website is an Art Gallery wishing to login and access the gallery services made available via the website then that user will not be able to maintain anonymity for the purposes of accessing these parts of the website.

Art Gallery access to the website

Access to the gallery only sections of the website that require use of a unique login and password are restricted to current registered Art Galleries. If the Art Gallery does not use their unique login and password they will not be able to access these services.

Art Money collects and uses personal information obtained via this website to assist Art Galleries and to provide the services made available via the website.

Cookies

A cookie is an electronic token that is passed to the user’s browser which passes it back to the server whenever a page is sent to the user. Art Money servers may generate cookies which are used to keep track of the pages users have accessed while using the website. The cookie allows, inter alia, users to page backwards and forwards through the website and return to pages they have already visited. The cookie exists only for the time the user is on the Art Money server.

When users visit this website, Art Money’s server may log certain information including, the type of browser and operating system the user is using; the top level domain name (for example .com, .net, .nz, etc.); the address of the referring site (for example, the previous site visited); the server's IP address; the date and time of visit, and the address of the pages accessed and the documents downloaded. This information is generally only for internal statistical analysis and system administration purposes.

Any other information supplied to Art Money (for example if a user sends an email or enters any personal information into the Art Money website) is treated in accordance with this Privacy Policy.

Information security

Art Money takes reasonable steps to protect all information it holds (including personal information) from misuse, loss, and unauthorised access, modification or disclosure.

Art Money may store information about you in cloud or other types of networked or electronic storage. As electronic or networked storage can be accessed from various countries through an internet connection it is not always practical to know in which country information about you may be held.

Where appropriate Art Money uses secure transmission facilities. However, no transmission of information over the internet can be guaranteed to be completely secure and we do not warrant the security of any information transmitted to us over the internet.

Links to other websites

This website may contain links to other websites. Art Money is not responsible for the privacy practices or the content of those websites. This Privacy Policy does not extend to those linked websites.

Marketing and opt-out

Art Money may also use the information including personal information provided by an Art Gallery for marketing and research purposes, to analyse and improve products, benefits and services and to inform an Art Gallery of products and services provided by Art Money, its related entities or preferred suppliers which Art Money consider may be of value or interest to the Art Gallery, unless the Art Gallery tells Art Money or has previously told Art Money not to. Each Art Gallery agrees that where we send it commercial electronic messages, we do not need to include information in each message about how to unsubscribe from our mailing list. If an Art Gallery does not wish to receive any information about such products and services they can contact the Privacy Officer.

Accessing your Personal Information

Users of the website whose information Art Money either collects, uses or discloses have the right to request access to any personal information held by Art Money which relates to them. This information will be provided unless Art Money is permitted to withhold it. Art Money may charge a fee where access to personal information is provided. Any requests for access to a user’s personal information should be made in writing to the Privacy Officer (specified below). The user also has the right to request the correction of any personal information which relates to them that is inaccurate, incomplete or out-of-date.

If the user requires any further information about the Art Money’s management of personal information or has any queries or complaints, they should contact:

The Privacy Officer
Art Money New Zealand Limited
Address: PO Box 106-634, Auckland City 1143, New Zealand
Telephone: 0800 004 682
Email: privacy@artmoney.com.au

Acceptance of this Privacy Policy

By using this website, accessing any of Art Money’s services or features, the user acknowledges having read and understood this Privacy Policy and the permissions to collect, use and disclose personal information, and the user authorises Art Money to collect, use and disclose, in accordance with the Act, the personal information for the purposes specified in this Privacy Policy.

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Using This Website Generally

Version 1.0 September 2021

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Art Money UK Ltd
66 Old Compton Street
London, W1D 4UH, UK

This website is operated by Art Money UK Ltd (Company number 13322986) ("Art Money" "we" or "us") and this Policy relates to your use of our website.

We are a "controller" for the purposes of the Data Protection Act 2018 and the EU General Data Protection Regulation 2016/679 as incorporated into UK law ("Data Privacy Laws"). This means that we are responsible for, and control the processing of, the personal data that we collect about you. We are registered with the Information Commissioner's Office, or ICO, under registration number ZB120499.

Art Money is committed to complying with its obligations under the Data Privacy Laws. This Policy only applies to the extent Art Money collects, uses and discloses personal data in connection with this website.

Art Money also has a Credit Privacy Policy that details its privacy policy and collection information in connection with its credit related activities. Clients and prospective clients of Art Money can access a copy of the Credit Privacy Policy from this website www.artmoney.com, as well as during the finance application process.

This Policy may be revised and/or updated from time to time and we may subsequently notify users of any changes to Policy by posting the revised/updated Policy on this website.  Any changes to the Policy take effect on the date on which the revised/updated Policy is posted to this website.

Personal data we collect

We collect the following personal data when you use this website:

• information that you voluntarily provide by filling in forms on the website if you contact us – for example, your name, email address, telephone number and personal information;
• information that you voluntarily provide by filling in forms on the website if you apply to become an Art Money partner (eg a partnering art gallery) – for example, your name, email address, telephone number and gallery information;
• if you contact us, we may keep a record of that correspondence;
• if you sign up for our mailing list, we will record your marketing preferences;
• if you register for an Art Money account via the website and apply for finance, we will collect the information from you as set out in Credit Privacy Policy www.artmoney.com
• when you sign in and use your Art Money account to view and purchase artwork, we will collect information about your purchases and any changes to your personal information; and
• if you have agreed to be featured in a story, for example on our community page, we will collect the information you provide to us for this purpose.

Lawful basis

We only use your personal data where that is permitted by the Data Privacy Laws, namely where:

• we have your consent (if consent is needed)
• we need to use the information to comply with our legal obligations
• we need to use the information to perform a contract with you; or
• it is fair to use the personal information either in our legitimate interests or someone else's legitimate interests, where there is no disadvantage to you.

More detail on our lawful bases is set out below.

How we use personal data

Art Money account holders (art buyers)

When you sign in and register for an Art Money account, we will collect basic information for the purposes of administering your account, including your contact information and purchase history. Our lawful basis is that it is in our legitimate interests to enable you to purchase artwork as part of our services to art buyers and Art Money partners. If you do not provide this information, then we may not be able to open your account.

We also collect information we need to process your finance application. Any application for finance will be subject to our Credit Privacy Policy, which explains how we process finance applicant personal data and our lawful bases, including the credit record checks carried out.

When you use your Art Money account to purchase artwork from Art Money partners, we will collect information about your purchases for our own record-keeping purposes and also share relevant information with the respective Art Money partner selling the artwork, so that they can conclude the artwork purchase contract with you. Our lawful basis is that it is in our legitimate interests for the purposes of facilitating the purchases and for providing our services.

We may also generally use your Art Money account information in our legitimate interests to provide our services to you and related support, and provide you with service updates.

Art Money partners

Should you apply to become an Art Money partner, we will collect various information, including your name, email address, telephone number and gallery information. Our lawful basis is that it is in our legitimate interests to consider your application and enter into a partnership with you, and for internal business development purposes.

Contacting us or signing up to our mailing list

If you contact us through our website, we will collect and use your information in our legitimate interests for the purposes of dealing with your enquiry and for quality management and training purposes.

If you indicate that you wish to sign up to our mailing list, we will use your personal data to let you know about other products or services that may be of interest to you, based on your consent – please see 'Marketing and opt-out' below for further information.

Legal uses of personal data

We may also use or disclose information as authorised or required by law or a relevant government body or authority and our lawful basis is legal obligation.

Anonymity

General users of the website do not need to disclose their identity to Art Money in order to use this website. This website does not therefore collect personal data about people who generally access the website except in the circumstances described above.

Sharing personal data with third parties

Occasionally, we may need to disclose personal data to third parties where necessary for the legitimate interests of business or in order to comply with legal obligations:

• if we are under a duty to disclose or need to share your personal data in order to comply with any legal obligation (including a court order) or at a regulator's request;
• for the detection or prevention of crime;
• to enforce or apply our website terms of use or other agreements, or to protect the rights, property or safety of our group, our clients or others; and
• in the event that we sell or buy any business or assets, in which case we may disclose personal data or anonymised data to the prospective seller or buyer of such business or assets.

For these purposes, we may share your personal data with:

• other members of the Art Money group – please see 'International transfers' below for further information;
• suppliers that provide us with IT services, including website hosting services;
• agents who carry out marketing services on our behalf;
• law enforcement agencies and regulators; and
• our professional advisers, auditors, insurers and brokers.

Cookies

Type of cookieDescriptionDurationStrictly necessary cookiesThese cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not then work. These cookies do not store any personally identifiable information.1 hour to 1 yearPerformance cookiesThese cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.60 seconds to 2 yearsFunctional cookiesThese cookies enable the website to provide enhanced functionality and personalisation. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies then some or all of these services may not function properly.up to 1 yearTargeting cookiesThese cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant adverts on other sites. They do not store directly personal information, but are based on uniquely identifying your browser and internet device. If you do not allow these cookies, you will experience less targeted advertising.up to 2 years

When you first visit the website, a banner appears to alert you to the use of cookies and (where necessary) requests your consent. Please click our Cookies Settings icon on our browser for more information about this or to set and/or change your setting preferences.

You can change your settings to reject or disable cookies, other than strictly necessary cookies, at any time. However, if you do this, please be aware that you may lose some of the functionality of this website.

Information security

Art Money takes reasonable steps to protect all information it holds (including personal data) from misuse, loss, and unauthorised access, modification or disclosure.

Where appropriate Art Money uses secure transmission facilities. However, no transmission of information over the internet can be guaranteed to be completely secure and we do not warrant the security of any information transmitted to us over the internet.

International transfers

Art Money is a global fin-tech and some processes, including review of personal data for KYC and AML compliance purposes, may be carried out by Art Money staff or contractors in countries outside the UK. Data accessed from outside the UK will be used only for the purposes described elsewhere in this Privacy Policy.

Art Money may also store information about you in cloud or other types of networked or electronic storage. As electronic or networked storage can be accessed from various countries through an internet connection. The providers of these services are located in the US, Australia and New Zealand.

We will take all steps reasonably necessary to ensure that your personal data is handled securely and in accordance with this Policy and Data Privacy Laws. These include ensuring, where the country does not provide an adequate level of protection, that we enter into standard contractual clauses where appropriate. For further information about the safeguards in place, please contact the Privacy Officer using the details below.

Links to other websites

This website may contain links to other websites. Art Money is not responsible for the privacy practices or the content of those websites. This Privacy Policy does not extend to those linked websites.

Marketing and opt-out

Art Money may also use information including personal data for marketing and research purposes to analyse and improve products, benefits and services to our clients and partners.

If you sign up to our mailing list, you have the right to opt out of receiving marketing at any time. If you do not wish to receive any information about such products and services, you can contact the Privacy Officer or follow the unsubscribe instructions in the relevant marketing communication.

How long we keep your personal data

We will not retain your personal data for any longer than is necessary for our purposes, including for the purposes of satisfying any legal, accounting or reporting requirements. We may retain your personal data for a longer period in the event of a complaint or if we reasonably believe there is a prospect of litigation in respect to our relationship with you. If you would like further information about our retention periods, please contact our Privacy Officer using the details below.

Your rights

In addition to the right to be informed of how we process your personal data (as set out in this Policy), you have the right to access, correct and, in some cases, delete, restrict and object to how we process your personal data (if we are using it for marketing or relying on the legitimate interest lawful basis to process it).

Where processing is based on consent, you have the right to withdraw your consent at any time. You may also ask, in certain circumstances, for a portable form of your personal data.

If you wish to exercise any of these rights, please contact the Privacy Officer for Art Money UK: privacy@artmoney.co.uk.

We may not be able to fulfil every request – for example, we will not be able to delete any information which we are required to keep by law.

You have the right not to be subject to automated decisions that will create legal effects or have a similar significant impact on you, unless you have given us your consent, it is necessary for a contract between you and us or is otherwise permitted by law. You also have certain rights to challenge automated decisions made about you. Except as set out in the Credit Privacy Policy which applies to finance applications, we do not carry out any automated decision-making in relation to website users.

If you have any concerns or wish to raise a complaint on how we have handled your personal data, you can contact the Privacy Officer, or the data protection supervisory authority – in the UK, this is the Information Commissioner's Office (ICO), at https://ico.org.uk/.

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Privacy Policy

Version 1.2: June 21, 2023

Art Money U.S., Inc.
148 Lafayette St, Floor 3
New York, NY 10013
artmoney.com
info@artmoney.com
+1 888 886 8771

This Privacy Policy applies to the extent Art Money U.S., Inc. (“Art Money,” “we,” or “us”)collects, uses, and discloses personal information in connection with the website owned andoperated by Art Money, www.artmoney.com (“Website”) or in connection with the products and services (“Services”) that we offer to Art Galleries (as defined below) that use the Website andindividual users of the Website (collectively, “Users”).

Art Money also has a privacy notice that details its privacy practices in connection with itscollection and disclosure of personally identifiable financial information. Clients of Art Money(including prospective clients of Art Money) can access a copy of that privacy notice at the endof this document as well as during the credit application process.

This Privacy Policy may be revised and/or updated from time to time and Art Money may subsequently notify Users of any changes to this Privacy Policy by posting the revised/updatedPrivacy Policy on this Website. Any changes to this Privacy Policy take effect on the date onwhich the revised/updated Privacy Policy is posted to the Website. By using the Website, including after any such revisions and/or updates, you agree to the Art Money practices described in this Privacy Policy.

Information Collected

Art Money may collect the personal information of Users through their use of the Website or ourServices. Personal information may include, but is not limited to, first and last name, physicaladdress, contact email and phone number, Social Security number, date of birth, income & assetinformation, and bank account information.

Users are not required to provide personal information in order to browse the Website. However, organisations that we partner with that sell art to customers (“Art Galleries”) and individuals who use our Services in order to purchase art (“Clients”), must create accounts and provide personal information, as necessary, to receive Art Money’s Services.

We collect the following types of information.

a. Information Provided by Users.

If a User expresses interest in one of our Services, we will collect certain personal and financial information from that User, including contact information(such as name and email address), which we will use to contact the User, and financial information, which we will use as a responsible lender to assess the User’s ability to repay their loan. We may request additional personal information that is necessary to process any application submitted by a User, such as physical address, Social Security number, mobile telephone number, and date of birth, or additional financial information. Additionally, we may collect personal information to verify a User’s identity, for security-related purposes, or other administrative purposes.

If Users contact us, request assistance, or otherwise provide us with information, we will maintain records of that correspondence. This may include Users’ questions, comments, or suggestions.

b. Information Provided by Third Parties

In order to provide our Services, we may supplement the personal information submitted by Users with information from third-party sources, such as consumer report information.

c. Account and Transaction Information

We collect information about the use of our Services. For example, in processing payment transactions, such information would include a Borrower’s name, amount of payment, and the Borrower’s checking account information.Other information that we collect includes Borrower transaction history, payment history, and account balance.

d. Device and Usage Information

We may automatically collect the following types of information from Users of our Website or Services.

i. Usage Information: We collect certain information automatically about the use of he Website, such as the top level domain name (for example .com, .net, .au, etc.),the address of the referring website (for example, the previous webpage visited),which of our webpages a User accesses, the date and time of visit, the address of the webpages accessed, the documents downloaded, and the frequency of access.

ii. Location Information: We may collect information about our Users’ actual location which may be determined from GPS and other sensors that may reveal information on nearby devices, Wi-Fi access points, and cell towers.

iii. Device Information: We may collect information about the device that a User is using to access the Website, such as hardware model, operating system, application version number, type of browser, and IP addresses.

iv. Mobile Device Information: In addition to the Device Information listed above, when a User accesses the Website or our Services via a browser on a mobile device, we may also collect mobile network information including phone number, the unique device identifier assigned to that device, mobile carrier, and other device attributes.

e. Cookies and Other Tracking Technologies

A cookie is an electronic token that is passed to the User’s browser which passes information back to the server whenever a User accesses a webpage. Art Money servers may generate cookies which are used to keep track of the webpages Users have accessed while using the Website.

a. Session Cookies: We use session cookies to make it easier for Users to navigate ourWebsite. The cookies allow, inter alia, Users to page backwards and forwards through the Website and return to webpages they have already visited. The cookies exist only forthe time the Users are on the Art Money Website during a single visit.

b. Persistent Cookies: We use persistent cookies that remain on a User’s hard drive for an extended period of time, for example if Users select ‘Remember Me’ when they log in so hey can be properly authenticated upon return.

If you reject cookies, you may still use our Website, but your ability to use some areas of our Website may be limited.

We may use other website or mobile tracking technologies to identify Users and keep track of User preferences, prevent fraudulent activity or improve Website security, assess the performance of the Website, and deliver content to Users based on their interests on our Website and third-party websites.

Third Party Data Collection

Art Money may partner with third parties to provide certain features on the Website or to display advertising on the Website or other websites. These third parties may collect personally identifiable information about Users’ online activities over time and across different websites when you use our Website. For example, Google Analytics is a web analysis service provided by Google. Users can learn more about Google’s privacy practices and any opt out options by visiting their website at http://www.google.com/policies/privacy/partners/.

Information Use and Disclosure

Art Money will use and disclose personal information only for the purposes for which it is collected, including:

a. Maintaining and updating our records;

b. To maintain and improve the Website;

c. To provide Users with information related to Services that they may be interested in orfor Art Money (not third party) marketing purposes;

d. To protect or enforce Art Money’s rights or property;

e. To provide Services and customer support, including Service updates;

f. To compare information for accuracy and verifying it with third parties;

g. To provide information as authorized or required by law or a relevant government body or authority;

h. To share information in the event of a merger, acquisition, consolidation, change of control, or sale of all or a portion of our assets or if we undergo bankruptcy or liquidation;

i. In the event of a sale of part or all of a credit receivable ;

j. For any other specific purposes which is permitted under the law for which Art Money has obtained User consent; or

k. For any other legitimate business purposes not otherwise prohibited by law.

User Access to the Website

Access to the Borrower only sections of the Website that require use of a unique login and password are restricted to current registered Clients . If the Client does not use their unique loginand password, they will not be able to access these Services.

Access to the Gallery only sections of the Website that require use of a unique login and password are restricted to current registered Gallery Partners. If the Gallery does not use their unique login and password, they will not be able to access these Services.

‍Information Security

Art Money takes reasonable steps to protect all information it holds (including personal information) from misuse, loss, and unauthorized access, modification, or disclosure.

However, no transmission of information over the Internet can be guaranteed to be completely secure, and Art Money does not warrant the privacy or security of any information transmitted toArt Money over the Internet.

‍Links to Other Websites

The Website may contain links to other websites that are operated by third parties. Art Money isnot responsible for the privacy practices or the content of those websites. This Privacy Policydoes not extend to those linked websites. Users should review the privacy policies of any third-party websites before using those third-party websites.

‍Marketing and Opt-Out

Art Money may also use the information, including personal information, provided by Users for marketing and research purposes; to analyze and improve products, benefits, and services; and to inform Users of products and services provided by Art Money, its related entities, or preferred suppliers which Art Money considers may be of value or interest to Users. If a User does notwish to receive any marketing communications, the User may opt out by sending an opt-outrequest to us at the address listed below in the Contact Information Section.

Jurisdiction‍

This Website is intended to be used by Art Money’s United States Users. Individuals locatedoutside of the United States should be aware the Website may not provide the same protectionsas the countries in which they reside. Art Money reserves the right to limit access to the Websitefor Users located outside of the United States.

Children’s privacy

Art Money’s Website is not intended for use by children. Art Money does not knowingly collect personal information from children under the age of 13 years. If Art Money becomes aware that a child under 13 has provided personal information, Art Money will take immediate steps to delete such personal information.

Do Not Track

This Website is not currently configured to respond to Do Not Track signals sent by Internetbrowsers.

Acceptance of this Privacy Policy

By using the Website or accessing any of Art Money’s services or features, the User acknowledges having read and understood this Privacy Policy and the permissions to collect, use, and disclose personal information, and the User authorizes Art Money to collect, use, and disclose personal information for the purposes specified in this Privacy Policy.

Contact Information

If the User requires any further information about the Art Money’s management of personal information or has any queries or complaints, they should contact:

Art Money U.S., Inc.
148 Lafayette St, Floor 3
New York, NY 10013
artmoney.cominfo@artmoney.com
+1 888 886 8771